Che-Yahya, Norliza, Nor Akila Mohd Kassim, Siti Sarah Alyasa-Gan, and Beche Nediam Nori. “Factors Affecting Personal Bankruptcy Among Malaysians”. Information Management and Business Review 15, no. 3(SI) (September 17, 2023): 229–243. Accessed October 25, 2026. https://amhinternational.com/imbr/article/view/709-factors-affecting-personal-bankruptcy-among-malaysians.