binti Md Elias, Nura Lina, Nurhuda binti Nizar, and Shamshimah binti Samsuddin. “Enterprise Risk Management Maturity in Malaysia’s Banking Industry: A Conceptual Assessment”. Information Management and Business Review 17, no. 3(I)S (October 14, 2025): 237–245. Accessed October 25, 2026. https://amhinternational.com/imbr/article/view/2113-enterprise-risk-management-maturity-in-malaysias-banking-industry-a-conceptual-assessment.