Parra, Carlos M., et al. “Towards an Understanding of Low-Income Individuals’ Financial Resiliency: Exploration of Risk Preferences, Personality Traits, and Savings Behavior”. Journal of Economics and Behavioral Studies, vol. 13, no. 5(J), Nov. 2021, pp. 32-54, https://doi.org/10.22610/jebs.v13i5(J).3219.