Eresia-Eke, CE. “Can Owner-Manager Characteristics Signal Small Business Loan Default Propensity?”. Journal of Economics and Behavioral Studies 5, no. 11 (November 30, 2013): 762–776. Accessed October 25, 2026. https://amhinternational.com/jebs/article/view/2594-can-owner-manager-characteristics-signal-small-business-loan-default-propensity.