Author

  • Nur’Asyiqin Ramdhan

    • Faculty of Business and Management, Universiti Teknologi MARA, Puncak Alam Selangor, Malaysia
    • Malaysia

  • Imbarine Bujang

    • Faculty of Business and Management, Universiti Teknologi MARA, Sabah, Malaysia
    • Malaysia

  • Amirul Afif Muhamat

    • Faculty of Business and Management, Universiti Teknologi MARA, Puncak Alam Selangor, Malaysia
    • Malaysia

Abstract

This research intends to integrate financing and economic factors into a unified model to explore their influence on P2P lending successful fundraising. An innovative framework of the ARDL method was utilized to explore the short and long-term effects of the factors model to allow the P2P lending players to make informed decisions and develop effective strategies for sustainable FinTech lending practices. Information asymmetry is a persistent concern, and the quality of information provided by both internal and external sources plays a crucial role in determining lender decisions. It aims to offer a holistic understanding of how these elements interact and collectively influence P2P lending loan success, emphasizing the importance of transparency and efficient online lending practices.

Keywords

References

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How to Cite

Ramdhan, N., Bujang, I., & Muhamat, A. A. (2023). Exploring FinTech Lending: The Influence of Financing and Economic Factors on the Success of Peerto-Peer (P2P) Funded Loans. Information Management and Business Review, 15(4(SI)I), 529-535. https://doi.org/10.22610/imbr.v15i4(SI)I.3629

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Research Paper

Published in

Vol. 15 No. 4(SI)I (2023) Social Media Exposure, Fintech & Digital Consumer Engagement View issue contents

Published

2023-11-13

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