Abstract
The present study is concerned with the problems and prospects of e-banks in India. The present paper suggests some policies on the basis of perceptions of 60 selected e-bank employees regarding the various issues related to e-banking services. The paper concluded that not more then 50% of Indian bank customers are using e-channels, these channels are not much popular among old age and middle age persons as much as among youngsters and finally the paper concludes that the most of the customers are shifting from public sector banks to new private sector banks or foreign banks to avail innovative and attractive services. On the basis of these conclusions, paper suggests some strategies to make the public sector banks more competitive in the era of IT.
Keywords
- E-Services in Banks Search this journal for E-Services in Banks (opens in a new tab)
- Users of E-Channels Search this journal for Users of E-Channels (opens in a new tab)
- Performance of E-Banks Search this journal for Performance of E-Banks (opens in a new tab)
- Customer Preferences to E-Channels Search this journal for Customer Preferences to E-Channels (opens in a new tab)
- Reasons to Use E-Channels Search this journal for Reasons to Use E-Channels (opens in a new tab)
References
- Hasanbanu, S. (2004): Customer Service in Rural Banks: An Analytical Study of Attitude of different types of Customers towards banking services, IBA Bulletin , 26 (8): 21-29.
- Husain, F. (1988): Computerization and Mechanization in Indian Banks, (New Delhi: Deep & Deep Publication).
- Heggade, O. D. (2000): Banker – Customer Relationship in India, (New Delhi: Mohit Publication).
- Pathrose, P. P. (2001): Hi- Tech. Banking- Prospects and Problem, IBA Bulletin , 23 (7): 32-41.
- Singh, S. (2004): An Appraisal of Customer Service of Public Sector Banks, IBA Bulletin , 26 (8): 30-37.
- Sharma, R. D. & Kaur, G. (2004): Strategy for Customer Satisfaction in Rural Banks – A case Study of Shivalik kshetriya Gramin Bank, Hoshiarpur, Prajnan , 33(1): 23-45.
- Sharma, S. C. and Singh, J. (1993): Quality of Customer Service in Banks: A Comparative Study of SCB AND PNB, ed. (Radha Publication: New Delhi).
- Singh, R. & Malhotra, A. (1993): Customer Satisfaction in Banking Services: A Study of Amritsar, ed. (Radha Publication: New Delhi).
- Shastri, R. V. (2001): Technology for Banks in India- Challenges, IBA Bulletin , 23 (3): 23-45.
- Shanti, S. (1984) Customer Services in Banks, Himalaya Publishing House, Mumbai.
- Uppal, R. K. (2006): Indian Banking and Information Technology, (New Delhi: New Century Publications).
- Varghese, M. E. & Ganesh, C. (2003): Customer Service in Banks: An Empirical Study, Vinimaya, 34(2): 15-26.
- Verma, D. (2000): Banking on Change, ICFAI Reader (May): 69.
Downloads
No downloads have been recorded for this article yet. Figures appear here once readers begin downloading the full text.
How to Cite
Share this article
License
Copyright (c) 2011 R. K. Uppal (Author)

This work is licensed under a Creative Commons Attribution 4.0 International License.
Author (s) should affirm that the material has not been published previously. It has not been submitted and it is not under consideration by any other journal. At the same time author (s) need to execute a publication permission agreement to assume the responsibility of the submitted content and any omissions and errors therein. After submission of revised paper in the light of suggestions of the reviewers, the editorial team edits and formats manuscripts to bring uniformity and standardization in published material.
This work will be licensed under Creative Commons Attribution 4.0 International (CC BY 4.0) and under condition of the license, users are free to read, copy, remix, transform, redistribute, download, print, search or link to the full texts of articles and even build upon their work as long as they credit the author for the original work. Moreover, as per journal policy author (s) hold and retain copyrights without any restrictions.
Keywords
- E-Services in Banks Search this journal for E-Services in Banks (opens in a new tab)
- Users of E-Channels Search this journal for Users of E-Channels (opens in a new tab)
- Performance of E-Banks Search this journal for Performance of E-Banks (opens in a new tab)
- Customer Preferences to E-Channels Search this journal for Customer Preferences to E-Channels (opens in a new tab)
- Reasons to Use E-Channels Search this journal for Reasons to Use E-Channels (opens in a new tab)
Section
Published in
Vol. 2 No. 3 (2011)
Emerging Markets: Investment, Banking & Consumer Insight
View issue contents
Published
Submissions
Have research to publish? Information Management and Business Review welcomes submissions.
Make a Submission