Author

  • Mohd Faizol Rizal bin Mohd Rasid

    • Faculty of Business and Management, Universiti Teknologi MARA, Cawangan Selangor, Kampus Puncak Alam, Selangor, Malaysia
    • Malaysia
  • Ainol Fizy in Ruslan

    • Faculty of Business and Management, Universiti Teknologi MARA, Cawangan Selangor, Kampus Puncak Alam, Selangor, Malaysia
    • Malaysia
  • Faziatul Amillia Mohamad Basir

    • Faculty of Business and Management, Universiti Teknologi MARA, Cawangan Selangor, Kampus Puncak Alam, Selangor, Malaysia
    • Malaysia
  • Nurul Hidayah binti Zainal

    • Faculty of Business and Management, Universiti Teknologi MARA, Cawangan Selangor, Kampus Puncak Alam, Selangor, Malaysia
    • Malaysia
  • Ammar Amierul bin Zahba

    • Faculty of Business and Management, Universiti Teknologi MARA, Cawangan Selangor, Kampus Puncak Alam, Selangor, Malaysia
    • Malaysia

Abstract

This study investigates the determinants of perceived travel risk among travellers in Puncak Alam, Selangor, a growing suburban destination in Malaysia. In an era marked by global uncertainty, travellers’ perceptions of risk significantly influence travel behaviour, destination choice and engagement in tourism activities. This research examines how purchasers’ behaviour, legal challenges and insurance availability shape individual perceptions of travel-related risks. The study posits that these perceptions are further influenced by geographical and socio-economic characteristics of the host environment. This study adopted a quantitative descriptive research methodology design, collecting data from 150 respondents selected through convenience sampling, a type of non-probability sampling method. A structured questionnaire was used as the data collection tool, and the results were analyzed using descriptive statistics and correlation analysis with the help of SPSS software. The results will reveal that the three variables, which are the purchaser’s behaviour, legal frameworks, and insurance accessibility, play a significant role in shaping perceived travel risk. The findings might provide valuable insights for tourism operators, policymakers, and insurance providers in crafting targeted risk management strategies and communication frameworks. By understanding these contributing factors, stakeholders can enhance traveller safety perceptions, support informed travel decisions, and promote sustainable tourism development in emerging destinations. This research contributes to the broader literature on travel risk perception and offers practical implications for improving destination image and tourism service quality in Malaysia.

Keywords

References

  • Allman, P., Mittelstaedt, R., Martin, D., & Goldenberg, M. (2022). Thrill tourism: Motivation, risk-taking, and Satisfaction. Journal of Adventure Tourism Studies, 5(1), 24–38.
  • Anzani, R.?S., Rahmiati, F., Chairy, C., & Purwanto, P. (2022). The effect of travel risk perception and destination Image on visit decision in the new normal. Jurnal Manajemen dan Pemasaran Jasa, 15(1), 95–110.
  • Caber, M., González-Rodríguez, M. R., Albayrak, T., & Simonetti, B. (2020). Does perceived risk really matter in
  • travel behaviour? Journal of Vacation Marketing, 26(3), 334–353. https://doi.org/10.1177/1356766720927762
  • Chen, J. S., & Gursoy, D. (2001). An investigation of tourists’ destination loyalty and preferences. International Journal of Contemporary Hospitality Management, 13(2), 79–85. https://doi.org/10.1108/09596110110381870
  • Grigoriadis, P., Salepaki, A., Angelou, I., & Kourkouridis, D. (2025). Risk and resilience in tourism: How Political instability and social conditions influence destination choices. Tourism and Hospitality, 6(2), 83. https://doi.org/10.3390/tourhosp6020083
  • Che Hasan, M., B. Sidek Ahmad, Z., Zarkasi, K., Ramli, N., & Che Jamaludin, F. (2022). Pretravelling health-seeking
  • behavior, knowledge of vaccines, and attitudes toward travel health among malaysian travelers. International Journal of Preventive Medicine, 13(1), 50. https://doi.org/10.4103/ijpvm.ijpvm_365_20
  • Cui, F., Liu, Y., Chang, Y., Duan, J., & Li, J. (2016). An overview of tourism risk perception. Natural Hazards, 82(1),
  • 643–658. https://doi.org/10.1007/s11069-016-2208-1
  • Johnson, R., & Lee, M. (2022). Equity perceptions in insurance consumer behavior. Journal of Consumer Fairness Studies.
  • Kumar, J., Shagirbasha, S., & Konar, R. (2023). Destination Image, COVID-19 Perceived Risk, and Intention to Travel: Malaysian Case. Academica Turistica – Tourism & Innovation Journal, 16(2).
  • Lahoti, K.?R., Hanji, S., & Kamble, P. (2023). Impact of loss-framing on insurance purchase intention. Journal of Applied Behavioral Insights?
  • Li, Q., & Chen, H. (2023). Media framing and epidemic risk perception among tourists. Journal of Travel & Health Communication
  • Maulana, N., Astuti, R.D., Sukamdani, H.B., & Tjiptoherijanto, P. (2022). Risk perception in the post-COVID-19 Era: Tourist accommodation and travel behavior. Sustainability, 14(22), 14758.
  • Najar, A.H., & Rather, A.H. (2023). Assessing perceived risk, destination image, and loyalty in volatile Destinations. Journal of Hospitality and Tourism Insights, 6(3), 1357–1379.
  • Qian, S., Chen, K., Meng, J., Shen, C., Chen, A., & Zhang, J. (2024). Fear in Media Headlines Increases Public Risk Perceptions but Decreases Preventive Behaviors: A Multi-Country Study During the COVID-19 Pandemic. Journal of Health Communication, 1–11. https://doi.org/10.1080/10810730.2024.2439468
  • Reuters Staff. (2025, February 5). Malaysia misses 2024 tourist arrival targets despite reporting over 25 mln
  • visitors. Reuters. https://www.reuters.com/world/asia-pacific/malaysia-misses-2024-tourist-arrival-targets-despite-reporting-over-25-mln-2025-02-05/
  • Setiawan, G., Dewantara, M.?H., Nimri, R., & Arli, D. (2024). The effect of perceived risks and overall risk Perception of international tourists’ behavioural intention: Insights from Bali. Sage.
  • Slovic, P., Brewer, N.T., Weinstein, N.D., & Herrington, J. (2016). Understanding Perceived Risk: 1978– 2015
  • Smith, A., & Wang, T. (2023). Attribution theory and insurance misbehavior: A consumer perspective. Journal of Risk Analysis & Responsibility.
  • Taylor, S., Kumar, P., & Nguyen, L. (2023). Travel insurance literacy and trust in providers among digital Audiences. Tourism Economics?
  • Xie, C., Fan, L., Zhang, J., & Huang, S. (2023). The effect of risk message framing on tourist safety behavior: A Heuristic-systematic model perspective. Tourism Management Perspectives, 48, 101173. https://doi.org/10.1016/j.tmp.2023.101173
  • Zuiderveen, B. F., Bekkum, van, Ooijen, van, Schaap, G., Harbers, M., & Timan, T. (2025). Discrimination and AI in insurance: what do people find fair? Results from a survey. ArXiv (Cornell University). https://doi.org/10.48550/arxiv.2501.12897

Downloads

No downloads have been recorded for this article yet. Figures appear here once readers begin downloading the full text.

How to Cite

bin Mohd Rasid, M. F. R., Ruslan, A. F. in, Mohamad Basir, F. A., binti Zainal, N. H., & bin Zahba, A. A. (2025). Determinants of Perceived Travel Risk Among Travelers in Puncak Alam, Selangor: The Role of Purchasers’ Behavior, Legal Challenges and Insurance Availability. Information Management and Business Review, 17(3(I), 381-385. https://doi.org/10.22610/imbr.v17i3(I).4691

Share this article

Section

Research Paper

Published

2025-09-13

Submissions

Have research to publish? Information Management and Business Review welcomes submissions.

Make a Submission